School of Business and Management for Everyone. "When the student is ready, the teacher appears"(Buddha)
Why consumers are not using internet banking: a qualitative study
Philip Gerrard, J. Barton Cunningham, James F. Devlin
Journal of Services Marketing (Impact Factor: 0.62). 03/2006; 20(3):160-168.
DOI: 10.1108/08876040610665616
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